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12310 Empire Street Loves Park, IL 61111 Residential - Single Family Active

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Description

Welcome to one of the most meticulous and impeccably maintained homes to hit the market. Located in the highly sought-after Central Park neighborhood, within the desirable Belvidere School District. This one-owner home truly stands apart, reflecting years of pride in ownership and thoughtful, high-quality updates throughout. Soaring vaulted ceilings and expansive windows that flood the home with natural light, creating an open, airy feel that's both warm and inviting. Every detail has been carefully considered, blending comfort, functionality, and timeless style.The main kitchen area with brand-new appliances (2025) flows into the large living area with vaulted ceilings. Cozy up by one of two gas fireplaces-one in the living room and another in the luxurious primary suite, offering a private retreat you won't want to leave. The 16x19 primary suite is nothing short of exceptional, complete with heated floors in bathroom, a relaxing air tub, and a large functional walk-in closet with built-ins that is a must! Major mechanical updates check almost every box. Including a new roof (2023), furnace and A/C (2025), tankless water heater, and new windows. The attention to detail continues into the garage, featuring epoxy floors, drywall, and its own heating system-perfect for year-round use. Step outside and enjoy a well-maintained yard supported by an irrigation system, all while being conveniently located near local hospitals, interstate access, and park district amenities. This is more than just a home-it's a rare opportunity to own a property that has been cared for at the highest level in one of the area's most desirable neighborhoods.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 3,326
Garage Size: 3
School District: Belvidere 100
Brick Exterior
Stone Exterior
Two Fireplaces

General Information

Bedrooms: 4
Bathrooms: 3
Sqft: 3,326
County: Boone
Listed By:
Century 21 Affiliated
Rockford Board of Realtors

Room Information

Bedroom 1: 19 X 16 Level - Upper
Bedroom 2: 13 X 13 Level - Upper
Bedroom 3: 13 X 12 Level - Upper
Bedroom 4: 12 X 11 Level - Upper
Kitchen: 14 X 13 Level - Main
Living Room: 15 X 13 Level - Main
Dining Room: 14 X 12 Level - Main
Family Room: 19 X 16 Level - Main
Yes: 13 X 12 Level - Lower
$449,900
Est. $2,886/mo
4beds
3baths
3,326sqft
3cars
New to the Market Active
BEDS4 BATHS2 full 1 partial SQUARE FEET3,326 MLS#202602030
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLBelvidere 100

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12310 Empire Street, Loves Park, IL 61111.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $449,900$449,900$449,900
Down Payment $89,980$15,747$112,475
Monthly Mortgage Amount $2,129$2,649$2,757
Taxes $626$626$626
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$198$0
Monthly Estimated Total $2,886$3,604$3,514

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/17/2026. The listing information on this page last changed on 04/17/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 04/17/2026 12:49:32 AM EST) or MRED MLS (last updated Fri 04/17/2026 12:46:56 AM EST) or SCWMLS (last updated Thu 04/16/2026 11:54:38 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Thu 04/16/2026 10:16:31 PM EST) or Cedar Rapids MLS (last updated Thu 04/16/2026 10:44:14 PM EST) or NEIRBR MLS (last updated Fri 04/17/2026 12:48:42 AM EST) or ICAAR MLS (last updated Thu 04/16/2026 11:37:29 PM EST) or ECIMLS (last updated Thu 04/16/2026 11:44:15 PM EST) or RMLSA (last updated Fri 04/17/2026 12:40:56 AM EST) or Muscatine MLS (last updated Fri 04/17/2026 12:45:22 AM EST) or No Coast MLS (last updated Fri 04/17/2026 12:44:21 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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