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12310 Empire Street, Loves Park, IL 61111.
Welcome to one of the most meticulous and impeccably maintained homes to hit the market. Located in the highly sought-after Central Park neighborhood, within the desirable Belvidere School District. This one-owner home truly stands apart, reflecting years of pride in ownership and thoughtful, high-quality updates throughout. Soaring vaulted ceilings and expansive windows that flood the home with natural light, creating an open, airy feel that's both warm and inviting. Every detail has been carefully considered, blending comfort, functionality, and timeless style.The main kitchen area with brand-new appliances (2025) flows into the large living area with vaulted ceilings. Cozy up by one of two gas fireplaces-one in the living room and another in the luxurious primary suite, offering a private retreat you won't want to leave. The 16x19 primary suite is nothing short of exceptional, complete with heated floors in bathroom, a relaxing air tub, and a large functional walk-in closet with built-ins that is a must! Major mechanical updates check almost every box. Including a new roof (2023), furnace and A/C (2025), tankless water heater, and new windows. The attention to detail continues into the garage, featuring epoxy floors, drywall, and its own heating system-perfect for year-round use. Step outside and enjoy a well-maintained yard supported by an irrigation system, all while being conveniently located near local hospitals, interstate access, and park district amenities. This is more than just a home-it's a rare opportunity to own a property that has been cared for at the highest level in one of the area's most desirable neighborhoods.
MLS ID: 202602030
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12310 Empire Street, Loves Park, IL 61111.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $449,900 | $449,900 | $449,900 |
| Down Payment | $89,980 | $15,747 | $112,475 |
| Monthly Mortgage Amount | $2,129 | $2,649 | $2,757 |
| Taxes | $626 | $626 | $626 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $198 | $0 |
| Monthly Estimated Total | $2,886 | $3,604 | $3,514 |