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2321 Ferdinand Lane , Montgomery, IL 60538.
Welcome to 2321 Ferdinand Lane in Montgomery-an impeccably remodeled, truly move-in-ready home filled with thoughtful upgrades throughout. From the moment you arrive, you'll notice the charming front porch with its warm wood ceiling and beautiful wood posts, along with a professionally designed paver walkway that enhances both curb appeal and functionality, leading seamlessly to the backyard patio. Inside, a stunning two-story living room welcomes you with abundant natural light and flows effortlessly into the formal dining area, featuring custom built-in cabinetry and dual beverage refrigerators-perfect for entertaining. The fully remodeled kitchen serves as the heart of the home, showcasing crisp white cabinetry, a beautiful stone backsplash, and elegant quartz countertops. The spacious family room offers a cozy gathering space, highlighted by a striking stone accent wall that creates a warm and inviting focal point. The main level also includes a dedicated office and a beautifully updated laundry room for added convenience. Upstairs, a versatile loft provides the perfect space for a playroom, media area, or second home office. The expansive primary suite features two walk-in closets, while three additional generously sized bedrooms complete the second level. The finished basement is an entertainer's dream, offering ample room for a recreation area, pool table, media space, and a full bathroom with heated floors. Step outside to enjoy the large, fenced backyard with a thoughtfully designed paver patio and gazebo-ideal for relaxing mornings or evening gatherings. Additional highlights include a three-car garage with epoxy flooring, newer HVAC, and numerous updates throughout. Recent improvements include a complete kitchen remodel (2025), furnace and AC (2022), basement flooring, paint, and bathroom renovation (2023), full laundry room remodel (2026), epoxy garage floor (2023), new patio pavers and walkway (2025), sump pump (2024), and main floor bathroom and office renovation (2025). This is a rare opportunity to own a beautifully updated, turnkey home in a highly desirable location-schedule your showing today!
MLS ID: 12615947
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2321 Ferdinand Lane , Montgomery, IL 60538.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $505,000 | $505,000 | $505,000 |
| Down Payment | $101,000 | $17,675 | $126,250 |
| Monthly Mortgage Amount | $2,390 | $2,973 | $3,095 |
| Taxes | $703 | $703 | $703 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $222 | $0 |
| Monthly Estimated Total | $3,240 | $4,045 | $3,945 |
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