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639 W Madison Street , Ottawa, IL 61350.
Great Opportunity in a Convenient Ottawa Location. Don't miss this opportunity to own a property in a well-located area of Ottawa, just minutes from local shops, dining, parks, and easy access to major routes. Whether you're a homeowner looking to build equity or an investor seeking your next project, this property offers incredible upside. This home is in need of a full renovation and is being sold as-is, but presents a blank canvas to bring your vision to life. With the right updates, this property can be transformed into a beautiful, modern home tailored to your style. Financing Opportunity: This property may qualify for a FHA 203(k) Loan, allowing buyers to finance both the purchase and renovation costs into one loan - making it possible to turn this home into essentially a brand-new space without needing large upfront cash This is a strong value-add opportunity that's ideal for owner-occupants or investors looking to customize finishes and layout to your preference. Located near amenities, schools, major roads, and great potential for long-term appreciation. Bring your ideas and unlock the full potential of this property!
MLS ID: 12621711
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639 W Madison Street , Ottawa, IL 61350.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $79,000 | $79,000 | $79,000 |
| Down Payment | $15,800 | $2,765 | $19,750 |
| Monthly Mortgage Amount | $374 | $465 | $484 |
| Taxes | $110 | $110 | $110 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $35 | $0 |
| Monthly Estimated Total | $584 | $710 | $694 |