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644 Columbia Avenue , Elgin, IL 60120.
Spacious and well maintained home in an ideal Elgin location. Walk into the coziest home on the block welcomed by a beautiful sun-soaked enclosed porch with a ceiling fan and carpeted floors. The main level features a showstopping fireplace, new flooring throughout, a large primary bedroom with abundant natural light, an oversized closet, and access to a Juliet balcony. The upper level offers two additional bedrooms and a full, generously sized bathroom. The finished basement provides exceptional additional living space, recently Perma sealed and equipped with a kitchenette, laundry room with utility sink, two oversized storage closets, a bar area, a lounge/TV space, and a shower. Notable updates include AC (approx. 7 years), roof & siding (2024), exterior paint (2023), water heater (2024), refrigerator & dishwasher (2025), and fence (2023). Located within walking distance to shopping, baseball fields, and Lords Park, with quick access to I90 just 5 minutes away. Surrounded by excellent neighbors and situated in a highly convenient area.
MLS ID: 12603303
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644 Columbia Avenue , Elgin, IL 60120.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $305,000 | $305,000 | $305,000 |
| Down Payment | $61,000 | $10,675 | $76,250 |
| Monthly Mortgage Amount | $1,443 | $1,796 | $1,869 |
| Taxes | $424 | $424 | $424 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $134 | $0 |
| Monthly Estimated Total | $1,967 | $2,454 | $2,393 |
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